Marshall Silver in his book Passion, Profit, & Power, describe fantastic facts about money distribution among all society. These facts are:

1. 50% of world’s money supply is kept by 1% only of world’s population.
2. 90% of world’s money supply is kept by 5% only of world’s population.
3. 95% of all population only keeps 10% of money supply.

He also predicts that if all money supply is equally divided to all population, everyone in this world will be categorized as rich people. But, it will not take any longer time, since within 5 years the composition of money distribution will be back to current composition.

Refer to this fact, I should ask myself about my position, where am I? The sadly answer is, in fact I am categorized as one of 95% of world’s population who own small part of only 10% money supply. How about you?

There are several reasons behind this fact:

1. Weird thing but its real, that mostly people are feel comfortable to become a part of 95% “unlucky” population, trapped in our own comfort zone and lazy to think, except millions of very poor society among under developed countries who fight and struggle to keep them still alive. Almost of us always say that we don’t have enough money, but deep in our heart we are enjoying this financial game. Let’s take little deep reflections about this argument; don’t you have similar opinion with me?
2. When hold money, only 5% of population ask the question, “How can this money makes more money for me?” On the other hand, other 95% will ask, “What can I buy with this money?” This difference of financial insight makes Marshall Silver’s prediction seems going to be accurate.
3. Mostly people is always thinking “in the box”, but few people innovatively thinking “out of the box”.
4. Not for excuse purpose, current capitalism system has brought wide opportunity gap between rich people (5% of population) and average / poor people (95% of population). Superior people have wide opportunity, but vice versa for inferior people.

I am sure that almost all of you already known this fact. The purpose of this article is just to remind us again, to make self-analysis: where are our position?

And if we have 5 years future life from now on, at which position we want to be?

I already had my own answer. How about you?

Tags: Personal Finance Management

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