I believe that all of us have more than one credit card issued by several banks. As one of the most flexible way of payment, credit card is widely used in many transactions all over the world. Just swipe our card, no cash money, and we will get what we want !
Then, at the end [...]

Giving our children the knowledge of financial matters since the beginning of their seventh age is quite crucial point to do. Starting from their sixth age, they joined elementary school, started to think, socialized themselves, and found a lot of new things in their life. At this stage, they also started to deal with little [...]

Buying a new car for personal uses is the thing we usually do periodically, in line with increasing of our income and lifetime period of current car. It’s good if we can buy it by cash, but in most case we have to buy it by using auto financing due to limited cash on our [...]

Basically, personal finances can be divided into two broad categories, namely wealth management and household budgeting. As we all are aware about the importance of personal finances in our daily life, below are eight “MUST but DON’T” quotes related to basic personal finances to make it become effective tool in achieving our whole worth life.
Borrowing [...]

A lot of people think that implementing personal finances in our daily life will bring us to desperate times because the scary imagination.  For many people, thinking about personal finances are quite similar to dealing with rigid budgeting, sacrificing our hobbies, talk too far away of the future, hardly comparing household budget vs income, or [...]

Once we already had well organized personal finance management with several short term and long term goals, personal finance budgeting will be another story to do. Whatever our job, whether professional, employee, businessman, usually we get our income in monthly basis. Self employed person may take some portion of daily profit to cover their daily [...]

In general, most of us have some financial goals in our life, both short-term and long-term goals. Basically, the objectives are diverse depend on the preferences of each person. On the other hand, in the process of achieving those goals, we are confined by current household budget. In accordance with the basic principles of economic, [...]

Simple and interesting free simulation program to calculate how much internet marketers have to earn monthly additional income from blogging / internet marketing, to secure retirement age period.
The program can be downloaded HERE.
Several assumptions are generated from US historical economic data :
- Life expectancy (http://www.cdc.gov/nchs/fastats/lifexpec.htm)
- Historical US inflation from 1914 – 2008 (http://www.inflationdata.com/inflation/inflation_rate/historicalinflation.aspx)
- Long Run [...]

In general, there are two kinds of investment way, ie direct investment and portfolio investment. Direct investment is done by embed capital investment into real assets, such as opening of factories, infrastructure projects, setting up some financial companies, and others. At its core, there are at least four characteristics of this type of investment : [...]

It’s commonly accepted that during anybody’s life, there is a time when they started to think about their financial goals, and most of people thought that money is important thing in their lives. Perhaps many people say that having money is not the main purpose of their lives, but for sure we can’t deny that [...]